Effective Date: Monday, May 13, 2013 MonCana Prime: 3.0% Bank of Canada Benchmark: 5.14% Insured Mortgage Rates Term Rate Type Rate 1 year Fixed Rate 2.84% 2 year Fixed Rate 2.84% 3 year Fixed Rate 2.84% 4 year Fixed Rate 2.94% 5 year Fixed Rate 3.04% 5 year ARM High Ratio - Prime minus 0.35% Adjustable Rate 2.65% 5 year ARM Low Ratio - Prime minus 0.30% Adjustable Rate 2.70% View Rates History