- Available for non-registered or registered investments
- Minimum investment of $10,000
- Term 12 months
- Interest calculated daily based on an annual rate and paid at maturity
- Cashable after 30 days without interest penalty
- Certificate is transferrable with a $25 transfer fee (not applicable on an estate transfer)
- Certificate is not assignable
- Registration available as an individual / joint owner, corporate account or nominee account
