- Available for non-registered or registered investments
- Minimum Investment of $5,000
- Rate tiered at $25,000
- Term from 1 – 5 years
- Interest calculated annually and paid annually, monthly (rate reduced accordingly), or compounded annually and paid at maturity
- Certificate is not redeemable prior to maturity
- Certificate is transferrable with a $25 transfer fee (not applicable on an estate transfer)
- Certificate is not assignable
- Registration available as an individual / joint owner, corporate account or nominee account
